BankBazaar API Integration & Open Finance Solutions

Credit scoring, card application flows, IFSC lookup, with OpenData / OpenFinance integration and compliant delivery

Starting at $300 · Pay on delivery
OpenData · OpenFinance · Protocol Analysis · Credit Scoring API

Integrate BankBazaar's credit tools with your product securely

We provide compliant routing and runnable APIs for BankBazaar features including credit scoring queries, card application workflows, daily price data and IFSC directory integration, with OpenData-compatible APIs, SDKs and testing data to help you deploy quickly.

Credit Scoring & Reports — Real-time credit score retrieval, score-change notifications and score-trend API, with exportable reports in JSON, PDF, CSV.
Credit Card Application Flow — Simulate and standardize BankBazaar's card application process, pre-approval tagging and field mapping, with guidance for KYC and document upload integration.
Market Prices & Bank Directory — Daily gold/silver prices and fuel prices, IFSC/branch lookups and localized search results for payments and online banking scenarios.
Compliance & Logging — Data minimization, user consent records, and compliance documentation.

What We Deliver (Examples)

Standard Delivery Package

  • OpenAPI / Swagger interface specifications with sample requests
  • Protocol and authorization flow analysis (OAuth, PKCE, session and token refresh)
  • runnable backend samples (Node.js / Python) with deployment instructions
  • SDK examples and integration guides
  • Automated tests and acceptance criteria
  • Compliance guidance and data retention policies

Interface Example: Consolidated Accounts & Transactions (pseudo-code)

# POST /api/v1/albert/accounts/aggregate
# Headers: Authorization: Bearer <CLIENT_TOKEN>
{
  'user_id': 'user-12345',
  'include_investments': true,
  'from_date': '2025-08-01',
  'to_date': '2025-08-31',
  'format': 'excel'  # json | csv | excel
}

Response:
{
  'status': 'OK',
  'accounts': [
    {'type':'cash','balance':1250.50},
    {'type':'savings','balance':10250.00,'apy':0.045},
    {'type':'investment','market_value':15320.33}
  ],
  'transactions_url': '/deliverables/user-12345/august-2025.xlsx'
}

Extendable Modules

Card management, early wage access, cash flow forecasting, automated savings strategies, Genius AI query endpoints, real-time fraud detection and notification pipelines.

Core Advantages

  • Rapid go-live: standard integration in 5–15 business days
  • Deliver runnable code with deployment and CI/CD examples
  • Compliance-first: suggested data minimization and consent management
  • Multi-format export: JSON / CSV / Excel / PDF

Compliance & Privacy

All implementations are based on client authorization or publicly available APIs. We provide data minimization guidance, auditing logs and consent records, and can support NDA and compliance assessments as needed.

OpenData / OpenFinance Quick Start Guide

What We Need From You

  • Target App name and package (e.g., com.meetAlbert)
  • Required features (transaction export, account aggregation, investment data, identity monitoring, etc.)
  • Official API credentials or testing environment, if any
  • Compliance constraints (data retention periods, regional storage, NDA requirements)

Typical Integration Process

  1. Align requirements and confirm feasibility
  2. Protocol analysis and interface design (2–5 business days)
  3. Development and internal testing
  4. Delivery of API docs, sample code and deployment guidance
  5. Go-live support and optional ongoing maintenance

About Us

We are a boutique studio focused on app protocol analysis and signed API integrations for open finance. Our team has strong backgrounds in mobile security, payments, and compliance, delivering end-to-end solutions for clients worldwide.

  • Supports Android / iOS protocol analysis and API parity
  • OpenAPI, SDKs, sample code and testing suites delivered
  • Compliance-focused with data privacy and consent guidance
  • Transparent pricing: starting at $300, with post-delivery payment options

Contact Us

Ready to start? Submit the target App name and integration requirements via our contact page for a quick quote.

View Contact Details / Submit Request

📱 Albert App Function Overview (collapsed)

Albert is an all-in-one personal finance app offering budgeting, saving, spending, and investment features with 24/7 identity monitoring and credit tracking. Some services require subscription and partnerships with regulated banks.

  • Budget & finance management: automatic expense categorization, subscriptions, and bill reminders
  • Automated saving: transfers to high-yield savings based on rules
  • Investment: buy/sell stocks, ETFs and managed portfolios, fractional shares supported
  • Identity & security: 24/7 monitoring, credit score tracking, real-time risk alerts
  • Early salary access and cash advances (subject to eligibility)
  • Compliance: Albert is not a bank. Some banking services are provided by partner banks and may be FDIC insured where applicable.